Terms of Service
Last updated: April 17, 2026
Welcome to A&M Claims Specialists (“we”, “us”, “our”). These Terms of Service (“Terms”) govern your access to and use of our website and related online services.
By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use this website.
1. Use of this website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use of the site.
- attempting to gain unauthorized access to systems or data,
- introducing malicious software or harmful code,
- using the website in a way that may damage or impair availability or functionality,
- submitting false, misleading, or unlawful information.
2. Services and informational content
Content on this website is provided for general information only and may not constitute legal, financial, or professional advice tailored to your circumstances. You should obtain independent professional advice before acting on any information provided on this site.
Any engagement for specific claims assistance or advisory services is subject to a separate written agreement.
3. Accounts and user submissions
If you create an account or submit information through forms, you are responsible for ensuring the information is accurate, complete, and up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
4. Intellectual property
Unless otherwise stated, all website content (including text, branding, graphics, design, and materials) is owned by or licensed to A&M Claims Specialists and is protected by applicable intellectual property laws.
You may view and download content for personal, non-commercial use only. You must not reproduce, republish, distribute, modify, or commercially exploit content without prior written permission.
5. Third-party links
This website may contain links to third-party websites or services. We are not responsible for the availability, security, or content of third-party sites, and inclusion of a link does not imply endorsement.
6. Disclaimer of warranties
This website is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we make no warranties or representations about the accuracy, completeness, reliability, suitability, or availability of the website or content.
7. Limitation of liability
To the maximum extent permitted by law, A&M Claims Specialists is not liable for any direct, indirect, incidental, consequential, or special loss or damage arising from or in connection with your use of, or inability to use, this website or its content.
Nothing in these Terms excludes liability that cannot be excluded under applicable law.
8. Indemnity
You agree to indemnify and hold harmless A&M Claims Specialists from and against claims, liabilities, damages, losses, and expenses arising from your breach of these Terms or misuse of the website.
9. Changes to these Terms
We may update these Terms from time to time. Updates will be posted on this page with a revised “Last updated” date. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.
10. Governing law
These Terms are governed by the laws applicable in Queensland, Australia, unless otherwise required by mandatory local law. You submit to the non-exclusive jurisdiction of the courts of Queensland, Australia.
11. Contact us
If you have questions about these Terms, please contact us at martin@amclaimsspecialists.com.